Job purpose
Source, Analyze, Structure & Facilitate client relationships who require Trade & Working Capital requirements.
To ensure growth in the balance sheet while ensuring service delivery to these clients through liaisoning with various intra-organizational departments.
Monitor and enhance the relationship of the clients and attracting new clients to reach a target as agreed of facilities being funded and non funded.
Key result areas
To proactively drive new-to-bank business to grow COMMERCIAL & EMERGING CORPORATE Business presence in the identified target segments.
To maintain close contact and relationship with the clients in a way, which ensures that we remain one of their main banks getting a major share of their wallet.
To proactively solicit/ manage businesses, which meet agreed risk-reward parameters of the unit.
To deliver agreed assets/ liabilities/ revenue numbers through ensuring extension of funded/ non-fund based facilities, trade/ FX/ remittances transactional volumes and significant cross-sell of other banking products
To ensure the lowest cost of fund for the bank through grasping low time deposits and free float accounts.
To maximize our profitability by succeeding to provide good interest rates to clients with an acceptable spread to maximize our profits.
Manage, follows up and ensure customers smooth daily transactions. Daily monitoring of portfolio reports to ensure client compliance to due dates and covenants
Early detection of warning signs on the portfolio and taking necessary steps to mitigate the same through management and credit reporting and client counseling
Grasping new business to the bank through exploring new sectors, industries and other opportunities to increase our market share and profitability.
Tailor the customer’s needs and facilities according to the nature of the industry they are working in.
Ensure maximization in the trade finance area business through the COMMERCIAL & EMERGING CORPORATE sector.
Intra-organization liaison ensuring Service Delivery to clients.
To work closely with all product and channel partners from RBG and CIBG and the COMMERCIAL & EMERGING CORPORATE FX team so as to maximise opportunities provided through regular contacts, feedback, co-ordination and cross referrals.
To ensure that the credit risk on account of funded/ non-funded facilities extended are adequately mitigated through robust credit analysis and ensuring full & proper execution of the requisite security documentation by the customers
Achievement of a portfolio utilization of at least 60% at any point
To ensure compliance requirements for the relationships are adhered to in line with the Banks policies – KYC, AML, Account Reviews as per Risk Levels, High Value Transaction monitoring, STR escalation.
A self starter to ensure consistency in productivity and performance.
Knowledge, skills & experience
Strong analytical, problem solving, networking and financial management skills
In-depth knowledge of products, services & delivery channels available for Commercial & Emerging Corporate customers.
Knowledge of Commercial & Emerging Corporate business from a risk perspective and ability to understand and solicit the right segment of customers
Informed in market competition, industry practices and regulations for business banking
Preferably a management graduate with 6-8 years’ relevant working experience
Expiry date: 31st December 2012
Apply Online
Source, Analyze, Structure & Facilitate client relationships who require Trade & Working Capital requirements.
To ensure growth in the balance sheet while ensuring service delivery to these clients through liaisoning with various intra-organizational departments.
Monitor and enhance the relationship of the clients and attracting new clients to reach a target as agreed of facilities being funded and non funded.
Key result areas
To proactively drive new-to-bank business to grow COMMERCIAL & EMERGING CORPORATE Business presence in the identified target segments.
To maintain close contact and relationship with the clients in a way, which ensures that we remain one of their main banks getting a major share of their wallet.
To proactively solicit/ manage businesses, which meet agreed risk-reward parameters of the unit.
To deliver agreed assets/ liabilities/ revenue numbers through ensuring extension of funded/ non-fund based facilities, trade/ FX/ remittances transactional volumes and significant cross-sell of other banking products
To ensure the lowest cost of fund for the bank through grasping low time deposits and free float accounts.
To maximize our profitability by succeeding to provide good interest rates to clients with an acceptable spread to maximize our profits.
Manage, follows up and ensure customers smooth daily transactions. Daily monitoring of portfolio reports to ensure client compliance to due dates and covenants
Early detection of warning signs on the portfolio and taking necessary steps to mitigate the same through management and credit reporting and client counseling
Grasping new business to the bank through exploring new sectors, industries and other opportunities to increase our market share and profitability.
Tailor the customer’s needs and facilities according to the nature of the industry they are working in.
Ensure maximization in the trade finance area business through the COMMERCIAL & EMERGING CORPORATE sector.
Intra-organization liaison ensuring Service Delivery to clients.
To work closely with all product and channel partners from RBG and CIBG and the COMMERCIAL & EMERGING CORPORATE FX team so as to maximise opportunities provided through regular contacts, feedback, co-ordination and cross referrals.
To ensure that the credit risk on account of funded/ non-funded facilities extended are adequately mitigated through robust credit analysis and ensuring full & proper execution of the requisite security documentation by the customers
Achievement of a portfolio utilization of at least 60% at any point
To ensure compliance requirements for the relationships are adhered to in line with the Banks policies – KYC, AML, Account Reviews as per Risk Levels, High Value Transaction monitoring, STR escalation.
A self starter to ensure consistency in productivity and performance.
Knowledge, skills & experience
Strong analytical, problem solving, networking and financial management skills
In-depth knowledge of products, services & delivery channels available for Commercial & Emerging Corporate customers.
Knowledge of Commercial & Emerging Corporate business from a risk perspective and ability to understand and solicit the right segment of customers
Informed in market competition, industry practices and regulations for business banking
Preferably a management graduate with 6-8 years’ relevant working experience
Expiry date: 31st December 2012
Apply Online
